With interest rates and home prices so low, and rental prices so high, you may finally be considering buying a home. And although purchasing a house is one of the best investments you can ever make, getting a mortgage in today’s economy is becoming more and more difficult. Buy a home with better credit So …
As interest rates continue to increase in 2014, mortgage lenders have begun to relax their credit score requirements for borrowers. In fact, the average credit score of an approved borrower fell by 21 points from 748 to 727 over the last year. That same report also showed that the average debt to income ratio on …
Owning a home is one of the most rewarding experiences that you can ever have. But, before you start looking through home listings and going to open houses there are a 4 steps which you will need to take to be ready to buy your dream house. 1. Check Your Credit Your credit score will …
Over 100,000 Tax Returns Breached According to the Internal Revenue Service, hackers gained access to a secure system called “Get Transcript” and stole personal information such as social security numbers, dates of birth, addresses, along with complete tax returns to over 100,000 individuals. The data breach is being investigated by the Treasury Inspector General for …
Criminals hacked their system by exploiting a vulnerability in a website application to gain access to consumer credit information including;– Names– Birth Dates– Social Security Numbers– Addresses– Drivers License Numbers– Over 209,000 Credit Card Numbers– Credit Dispute Documents for 182,000 Consumers According to Equifax, this hack has affected as many as 143 million U.S. consumers. …