Credit Report

The True Cost Of Bad Credit

Over your lifetime, a bad credit score can cost you hundreds of thousands of dollars due to higher interest rates and less favorable loan terms. The average consumer with bad credit will end up spending $429,000 more for mortgages, auto loans, and credit cards in their lifetime than someone with good credit. Just think about …

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Credit Report Special Messages

Consumer access to credit reports has made knowing what is being reported about you a lot easier than it used to be but, one thing your credit reports won’t show you are the special messages your lender gets on their credit reports. Usually located below the reports themselves are messages that your lender will see …

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